Tuesday, January 27, 2009

Federal Tax Deductions Helps You To Reduce Taxes

By Mark Peter

For any government to function, citizens have to pay taxes to fund some operations and services by the government. The famous biblical quote 'give unto Caesar what is Caesar's' goes to show that taxes have been part of any established authority since a long time ago. But do you really know what is taxable in your income and tax deductions that may help ease the burden on the overall tax paid?

Through the years, changes have been made regarding the laws that govern taxation including having those that allow exemption or waivers, and claims. These affect your salary or wages and have basically a negative effect on it in the sense that few of these laws favor waivers. Much of them are deductions and they come in numerous understandable, if not unbelievable forms. The Internal Revenue Service (IRS), through its website and other media, is always constantly creating awareness on the offers on deductions despite the frequency at which they change these laws

Deductions: Deductions are simply expenses that the government allows you to removes from your income thus giving you the freedom to pay less tax. Different people fall into different tax brackets and so the more you earn, the more you are most likely to give out as tax.

Home mortgage and home equity loan deductions. This works by deducting the total amount of interest paid on the mortgage or equity during a particular year. You can also get a deduction on your medical expenses in a given year if it is exceeding 7.5% of your Adjusted Gross Income [AGI].

Medical insurance or health payments can also be deducted as tax. They are deducted as medical expenses in a particular year if it exceeds a particular percentage of your gross income.

For high flyers, any time they sit down for a business lunch or breakfast, especially if you are always on the road, warrants a deduction. This also applies to truck drivers and heavy machine operators.

Since economy is hammering from every corner, its always better to get necessary deductions by filing and claiming some tax deductions.

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