Tuesday, January 20, 2009

Payday Loans Online - The Fastest Way To Get The Money You Need!

By Gressly Stevens

Is everything suddenly piling up on you? The rent is due, your bills are getting worse, or maybe you need to repair your car? This is a financial crisis and you know you don't get paid for another week or longer, so what do you do? You could call family and friends for a loan, but that is never fun.

Another option is to get payday loans online for quick cash. They do not require much, not even a credit check, and the process is simple. Here is how you can get your payday loan online.

You will need to start by finding 5 or more pay day loan websites. This can be done with a search from Google, Yahoo, or any other search engine. There are a bunch of them out there so finding 5 should be pretty easy. Once you have at least 5 sites you will begin to eliminate the ones that you don't want to use.

Start by checking the qualifications to see if you fit. There is usually a pre approval questionnaire that will help you with this. If you fit the requirements, then leave that company on your list, but if you don't, then get rid of them.

The next step is to see if the sites are legit or not. Start with their customer service number and make sure it works. You want them to have an address other than a PO Box listed somewhere on their website as well.

Checking their testimonials from past customers is another good thing do to. You should also check the better business bureau and the Attorney General as well. This will give you enough information to make a decision to whether they are legit or not.

Once you have gotten rid of the companies that may not be legit, it is time to apply for your loan or loans. If you don't need $1,000 or more you should only apply at one company, but if you need more than you qualify for, then you might need to apply at multiple companies.

You have to know, though, that you will be paying back all the loans you take out within about 30 days. Some companies will give you an extension if you need one. However, this will cost you more in interest and they might charge a fee for this as well.

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